Detective Jeff Davis of the Roanoke Rapids Police Department said the victim's cards were used to buy an estimated $10,000 worth of clothing and athletic equipment.
Melinda Waterman Guy, 41, of Roanoke Rapids was charged by Davis Thursday, Chief Chuck Hasty said in a statement.
She faces charges of exploiting the trust of the disabled or elderly; identity theft; larceny; possession of stolen goods and an unrelated charged of fraud or disposal of mortgage property involving items from a rent to own business.
Through his investigation, Hasty said Davis learned the victim's credit cards had been used at various locations to buy items.
Guy was jailed on $12,000 bond and has a March 8 court date.
Meanwhile, Davis is continuing the investigation into this matter and charges are pending on other individuals that may have been involved.
Davis said the police department is looking for a man and woman in the case.
Anyone with information is encouraged to call the police department at 252-533-2810 or Crimestoppers at 252-583-4444.